First-time Homebuyer Loan
The municipality of West Maas en Waal aims to help first-time buyers in the housing market. The starter loan is intended for buyers who have not previously owned a home and who cannot fully finance their first home with a mortgage. The starter loan is a second loan. We want to point out that this involves financial risks. Therefore, when completing the official application, a questionnaire (financial literacy test) must be filled out. This assesses whether you sufficiently understand the risks associated with the starter loan.
Frequently Asked Questions and Their Answers
Do you have questions about the first-time homebuyer loan? We’ve put together a list of frequently asked questions and their answers.
For more information, please visit the Svn website at .
Apply for a starter loan
Depending on financial capacity, the starter loan in the municipality of West Maas en Waal is a maximum of € 50,000. To be eligible for the loan, the property, including additional costs, may not exceed € 470,000. If the additional costs are for energy-saving measures, the maximum amount is € 498,200. Naturally, the property must be located in this municipality, and you must reside there yourself.
More information
For more information, please visit the website ofthe Public Housing Incentive Fund (SVn) at. You can also contact the Spatial Planning Team at info@westmaasenwaal.nl.
We are often asked whether there is still funding available for the starter loan.
Following the council decision of September 12, 2024, new funding has been made available for the starter loan. As of June 2025, there will be sufficient funding to apply for new starter loans.
