Inspiration list of measures Future-proof Living Loan

General

  • The Future-Proof Housing Loan aims to improve the quality of the housing stock. All applications are assessed for effectiveness in accordance with both the letter and the spirit of the scheme.
  • To be eligible for a Future-Proof Living Loan for measures in categories 2, 3, and 4, at least one measure from category 1 must be implemented.
  • This list of measures serves as a non-exhaustive list of inspiration. Other measures that, in the opinion of the board, demonstrably contribute to the objective of the regulation, in particular to reducing energy demand, either by reducing CO2 emissions from the home or by increasing the share of renewable energy sources in the home's energy supply, are also eligible.
  • The costs associated with taking out a Future-Proof Living Loan, such as advice, notary, or closing costs, can be co-financed.

Category 1: Energy measures

Insulation

  • Roof, facade, cavity wall, floor, or ground insulation—where the insulation value meets the requirements set for the ISDE subsidy.
  • High-efficiency glass, window frame panels, and door insulation—where the heat transfer coefficient complies with the requirements set for the ISDE subsidy.

Space heating

  • Infrared heating panels
  • Low-temperature central heating system (LTV) with a maximum design flow temperature (Taanvoer) of 55°C.
  • Heat pump
  • Water-side adjustment of heating system

Energy production

  • Solar panels
  • PVT panels
  • Charging station

Ventilation

  • Installation for heat recovery from waste water or air - heat recovery from ventilation air must achieve an efficiency of at least 90%. Heat recovery from shower (tray) heat recovery systems must achieve an efficiency of at least 50%.
  • Demand-controlled ventilation

Hot water

  • Solar water heater
  • Through-flow heater

Energy advice and monitoring

  • Customized advice - provided by a consultant affiliated with a company that has a so-called Assessment Guideline (BRL) 9500-02 certificate
  • Energy monitoring system that provides insight into the electricity consumption and/or electricity yield of the home

Category 2: Water conservation and climate adaptation measures

  • Water-saving toilet
  • Facility for collecting and using rainwater for toilet flushing and/or the washing machine
  • Water-permeable paving on the yard when replacing closed paving
  • Disconnecting rainwater drainage - by collecting (rain barrel connected to downspout with overflow) or draining above ground on your own property (green infiltration facilities) or storing (surface water) rainwater.
  • Vegetation roof - equipped with drainage and protective/filter layer. When constructing a green roof, the importance of retaining and delaying the drainage of rainwater is adequately served by a minimum water storage capacity of 25 l/m² for an extensive green roof and a minimum of 50 l/m² for an intensive green roof.
  • Vegetation facade - with a minimum surface area of 5 m² for a home and 10 m² for a building. The green facade, vertical garden, or facade garden must be visible from public space (e.g., from a street or square).

Category 3: Lifetime-proof measures

Structural modifications

  • Bedroom + bathroom on the ground floor
  • Enlarge/adapt bathroom for care purposes
  • Widening doors

Accessibility

  • Lowering thresholds or threshold ramps
  • Backward-curved door handles
  • Automatic garage door opener
  • Wall brackets
  • Automatic window opener for high-mounted, drop-down, or casement windows (with remote control)

Electrical/installations

  • Sufficient wall sockets in accessible locations
  • Doorbell with sound amplification/light signal
  • Electronic lock
  • Key safe for home care

Staircase

  • Second stair railing
  • Stairlift
  • Extend stair railing
  • Milling anti-slip edges into stair treads

Bathroom and toilet

  • Anti-slip tiles or anti-slip coating on existing tiles
  • Folding shower seat with armrests
  • Install a raised toilet seat (> 46 cm)
  • Install a folding grab bar next to the toilet

Kitchen

  • Single lever mixer tap for kitchen
  • Adjustable kitchen unit
  • Induction cooking instead of gas or electricity

Home automation (smart homes)

  • Mobility monitoring using motion sensors and/or cameras
  • Preprogramming the oven, coffee maker, microwave, etc.
  • Opening doors via mobile phone
  • Intercom system with camera and monitor that forwards calls to a cell phone
  • Digital door viewer
  • Wireless video door intercom.

Lighting

  • Light sensors
  • One switch for all lights when going to bed or leaving

Security

  • Opening and closing locks by persons with the appropriate key or tag
  • Fire or smoke alarm with sound or telephone call to fire department or security center or activation of sprinkler system based on smoke detectors
  • Security cameras for private use
  • Locks and hinges with police certification

Category 4: Other measures

  • Roof asbestos removal - have your asbestos-containing roof removed by a certified asbestos removal company
  • Demolition of dilapidated outbuildings
  • Foundation repair