Volunteer insurance

What is it?

When you do volunteer work, you are not always properly insured. That is why the municipality has taken out volunteer insurance. As a volunteer, you are automatically covered by this insurance. This means that you are insured if you have an accident or cause damage.

Volunteer insurance is secondary coverage. This means that the volunteer's own liability insurance, or that of the institution for which he or she performs activities, always takes precedence over the municipality's volunteer insurance. It is also referred to as 'safety net' insurance. It is advisable not to cancel your own insurance.

How does it work?

Every volunteer is covered by the municipality's volunteer insurance. It does not matter how old you are, what volunteer work you do, or how often you do it. You are also insured if you are doing a social internship.

If you are a volunteer with the fire department or police, you are not covered by this insurance.

What should I do?

You don't need to do anything. You are automatically insured.

What should I do in case of damage?

Please fill in the claim form at .

Additional information

The municipality has taken out volunteer insurance covering the following areas:

  • traffic liability of volunteers and legal entities
  • liability of volunteers and legal entities
  • directors and officers liability insurance
  • accident insurance for volunteers
  • property insurance
  • legal expenses insurance for volunteers

The municipality does not have insurance for matters not directly related to volunteer work, such as: the costs of canceling an event, damage to a rented party tent, stolen cash, etc.

For more information and questions, please email H. (Henk) Sprukkelhorst at hsprukkelhorst@westmaasenwaal.nl.

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