Personal budget (PGB)
What is it?
With a personal budget (PGB), you can purchase care, assistance, or guidance yourself from a care provider of your choice.
Where do you apply?
You can receive a PGB (personal budget) under the Social Support Act or Youth Act (via VraagWijzer), under the Long-Term Care Act (via the care administration office), or under the Health Insurance Act (via your health insurer).
Municipality
Are you eligible for benefits under the Social Support Act or Youth Act and would you like to arrange and purchase the care, assistance, or guidance yourself? Please indicate this to a VraagWijzer consultant. You can do this during the investigation following a report of a care need. However, it is also possible to switch from care already provided in kind to a PGB.
The amount of the PGB depends on the type of care, assistance, or support and the associated price agreement with a contracted provider for care in kind. In addition, we will discuss with you who will provide the care, assistance, or support. If it is someone from your social network, 50% of the rate applies, with a maximum of €20 per hour. For a self-employed person, this is 90%. If you engage a professional, the full rate applies.
If it concerns a PGB for an aid, such as an (electric) wheelchair, a mobility scooter, or a home modification, different rules apply. VraagWijzer can provide you with further information about this.
How does it work?
Drawing right
Your PGB will not be deposited into your own account, but into an account held by the Social Insurance Bank (SVB). You must submit your care provider's invoices to the SVB. The SVB will then pay your care provider. This is called a drawing right. The drawing right applies to all PGBs for periodic assistance, except for the PGB from the health insurer.
The drawing right also does not apply if it concerns a personal budget for an aid or for a home modification. More information is available from VraagWijzer.
Healthcare office
Are you entitled to care under the Long-Term Care Act? If so, you can apply for a personal budget for that care. You can apply for this PGB at the care office. You must meet a number of conditions to be eligible. The care office will determine whether you will receive a PGB. Here too, you will be subject to the drawing right.
Health insurer
For nursing and care, you can apply for a PGB (personal care budget) from your health insurer: a Zvw-PGB. The district nurse will assess your situation and help you fill in the application form. The health insurer will ultimately decide whether you will receive the PGB. To be eligible, you must meet the conditions set out at .
Tip: The reimbursement you receive for a particular type of care depends on your health insurer. It may therefore be useful to compare insurance policies and, if necessary, switch to another health insurer at the end of the year.